Hi, my name is _____ and I am calling you on behalf of Mortgage Savings Centre. How are you?

You know recently top mortgage companies have lowered down their interest rates and payments, so you can actually save a lot of money on your mortgage now.

So I just want to ask you are you the home owner?

And have you refinanced within the past 6 months?

And one last thing, if we can save you more money on your mortgage, would you like to lower your rate and save money or you would check some option to lower your term?

Thank you very much for the information.

I will submit your information now and one of my associate will contact you to verify your details and transfer you to one of our mortgage specialists with no cost no obligation off course. Would that be okay?

Great please stay around the phone, keep a pen and a paper handy and we will get back to you in next 5 minutes to save you some money.